Agricultural Banking: Getting the Perspective Right by B. Yerram Raju - 2013

New Delhi, India: Konark Publication/D.K. Publishers Distributors, 2013. This book is a collection of select articles written by the author in prominent dailies like The Hindu, Business Line, Financial Express and journals like the Journal of Rural Development, Economic and Political Weekly, Asian Economic Review, INCLUSION among others that provide a history of agricultural banking in the post-independent India. The articles give a perspective as to how the policies have been shaped in the field of agricultural banking. The share of agriculture in GDP has fallen to 12 percent and yet keeping nearly 60 percent of persons depending on it. Farmers are still becoming victims of excessive interest rates and burden of private debt and therefore, the right perspective of institutional lending for agriculture assumes importance. The author has provided insights into how the policies for agricultural banking has evolved over the years and how they are shaping up today. He feels that there is yawning gap between the post-liberalisation and post-nationalisation agricultural and rural credit and requires proper orientation towards the farmers. Historical perspective would enable present day bankers to view the emerging requirements right and the policy makers to see the need for integrating policy perspectives of agriculture credit, agricultural marketing, organized retail marketing, value chain management, and world trade in agriculture, cooperatives and food security as a web of activities. It is a must read for academicians, policy makers, policy consultants, cooperators, bankers and other stakeholder group. Printed Pages: 205.. New.